{"id":128927,"date":"2025-05-09T14:18:58","date_gmt":"2025-05-09T14:18:58","guid":{"rendered":"http:\/\/cryptospotters.net\/?p=128927"},"modified":"2025-05-09T14:18:58","modified_gmt":"2025-05-09T14:18:58","slug":"why-cryptos-next-breakthrough-could-start-in-the-classroom-animocas-yat-siu","status":"publish","type":"post","link":"http:\/\/cryptospotters.net\/?p=128927","title":{"rendered":"Why crypto\u2019s next breakthrough could start in the classroom \u2014 Animoca\u2019s Yat Siu"},"content":{"rendered":"<p>Source: Cointelegraph.com NewsRipple\u2019s $25 million donation to a crypto education fund has reignited conversations about how blockchain projects are building influence through academia\u2014but in the latest episode of Byte-Sized Insight, Animoca Brands\u2019 co-founder Yat Siu says that money alone isn\u2019t enough.\u00a0<br \/>\nInstead, real-world use cases like student loans backed by DeFi may be crypto\u2019s most convincing value proposition to date.<br \/>\nDeFi student loans<br \/>\nOn April 30th, Pencil Finance, a project supported by Animoca Brands and its education arm Open Campus, announced a $10 million student loan financing initiative aimed at providing cheaper, blockchain-backed loans. Siu believes this type of infrastructure investment goes further than symbolic funding.<br \/>\n\u201cWhat our industry needs a lot more is these kinds of positive-sum use cases that everyone else understands,\u201d Siu said in the interview. \u201cIf students can receive better, cheaper and more effective opportunities and interest rates through crypto student loans, what happens? They\u2019re going to be more pro-crypto.\u201d<br \/>\nRelated: The Giving Block starts disaster fund for California wildfire victims<br \/>\nUnlike a one-time donation, the Pencil Finance model integrates crypto directly into the financing mechanism\u2014leveraging blockchain rails to make lending more transparent, efficient, and accessible.<br \/>\n\u201cWhile money has influence, it doesn\u2019t necessarily change the system for the better per se. The technology\u2026 actually provides a way we can onboard people into that.\u201d<br \/>\nCrypto in the classroom<br \/>\nSiu said the crypto industry still suffers from a perception problem, especially among those unfamiliar with financial tools or blockchain-native culture. That\u2019s why educational use cases need to move beyond highbrow NFT art or meme coins and offer something universally relatable.<br \/>\n\u201cWhen you\u2019re sitting at the table and someone\u2019s saying, \u2018What is crypto really good for?\u2019\u2014what do we say?\u201d he asked. \u201cMemecoins? Or do we say student loans? That\u2019s something everyone understands.\u201d<br \/>\nSiu also emphasized the long-term impact of onboarding students early\u2014both for growing crypto literacy and building a foundation for adoption. \u201cYou want to onboard them at the earliest levels and let them understand what\u2019s going on,\u201d he said. \u201cThat\u2019s what Apple did with education discounts. It wasn\u2019t about profit at first\u2014it was about future influence.\u201d<br \/>\nRipple\u2019s donation may be a step forward for awareness and much-needed funding support in the education sector, but Animoca\u2019s approach aims to make crypto indispensable, not just visible, in education systems around the world.<br \/>\n\u201cWe have to show what [crypto] is good for. We\u2019ve got to start from the grassroots.\u201d<br \/>\nListen to the full episode of Byte-Sized Insight for the complete interview on Cointelegraph\u2019s Podcasts page, Apple Podcasts or Spotify. And don\u2019t forget to check out Cointelegraph\u2019s full lineup of other shows!\u00a0<br \/>\nMagazine: 6 Questions for Alex Wilson of The Giving Block<a href=\"https:\/\/cointelegraph.com\/news\/why-cryptos-next-breakthrough-could-start-in-classroom-animoca-yat-siu?utm_source=rss_feed&amp;utm_medium=rss&amp;utm_campaign=rss_partner_inbound\" target=\"_blank\" class=\"feedzy-rss-link-icon\" rel=\"noopener\">Read More<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Source: Cointelegraph.com NewsRipple\u2019s $25 million donation to a crypto education fund has reignited conversations about how blockchain projects are building influence through academia\u2014but in the latest episode of Byte-Sized Insight,&hellip; <\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[],"_links":{"self":[{"href":"http:\/\/cryptospotters.net\/index.php?rest_route=\/wp\/v2\/posts\/128927"}],"collection":[{"href":"http:\/\/cryptospotters.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/cryptospotters.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"http:\/\/cryptospotters.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=128927"}],"version-history":[{"count":0,"href":"http:\/\/cryptospotters.net\/index.php?rest_route=\/wp\/v2\/posts\/128927\/revisions"}],"wp:attachment":[{"href":"http:\/\/cryptospotters.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=128927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/cryptospotters.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=128927"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/cryptospotters.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=128927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}